TECHNOLOGY AND INNOVATION

First Access combines financial and mobile data to reliably predict credit risk for borrowers in informal markets. Our scores dramatically reduce costs for lending institutions.

AMP is dedicated to serving the needs of small businesses through banks and business service providers.

We believe that many small businesses deserve easier access to capital, while banks and business service providers are well positioned to capitalise on this opportunity with their lower cost of capital, extensive distribution networks and established customer relationships.

EFL first pioneered psychometric credit scoring through research at the Harvard Center for International Development. We now work with leading financial institutions across Africa, Asia, and Latin America. Through our partnerships we enable better and safer lending globally.

Founded in 2006 and headquartered in Beijing, CreditEase is a national leader in wealth management, credit management, microfinance investment, and microcredit loan origination and servicing.

With  more than 40,000 employees across 232 cities (including Hong Kong) and 96 rural areas in China, CreditEase today services several million borrowers and hundreds of thousands mass affluent in China.

It is supported by a range of international institutional investors, including Morgan Stanley Private Equity Asia, Kleiner Perkins Caufield & Byers and IDG Capital Partners.

Verde International is an innovator in the field of loan origination.Verde Aurora sets itself apart from the limited decision-making capability of today’s loan origination systems. You need more than a collection of filters and screens to guide a manual decision. Verde Aurora uses advanced behavioral models and projected cash flows to automate offers with rare staff involvement. Each loan is designed to maximize the opportunity for both shareholders and customers.

BCSG offers unrivalled experience and expertise in helping large organisations deliver valuable cloud-based services to their small business customers.

Banking small businesses is difficult because some banks have a general small business approach as if all small businesses could fit into one category or have similar issues.

SizeUp takes a data-­‐driven approach which empowers banks to provide their small business customers with completely personalized and customized business intelligence for each customer.

JP Nicols has been internationally recognized as a leading voice for innovation, strategy and leadership, and his thought leadership has been featured in some of the world’s leading  publications and conferences.

A purely peer-to-peer version of electronic cash would allow online payments to be sent directly from one party to another without going through a financial institution. Digital signatures provide part of the solution, but the main benefits are lost if a trusted third party is still required to prevent double-spending.
We propose a solution to the double-spending problem using a peer-to-peer network.

There is a growing gap between banks and their customers…
The Digital Revoluion has shaped a new generaion that is disinterested in banks. To stay relevant, banks must rethink their business models and value proposions.

… and FinTech is rapidly filling it.
From 2013 to 2014, global investment in FinTech ventures tripled to $12.21 billion.
By 2020, more than 30% of banking revenues could be at risk, thanks to new competitors and new trends.